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1.1.1. “Applicable Laws” means all laws, regulations that Good Morning Investment Group Pty Ltd is required to comply with;
1.1.2. “Client” or “you” means any prospective, new or existing client of Good Morning Investment Group Pty Ltd and / or its subsidiaries;
1.1.3. “Supplier” or “you” means any supplier or vendor of Good Morning Investment Group Pty Ltd and / or its subsidiaries;
1.1.4. “GMIG” or “we” or “us” means Good Morning Investment Group Pty Ltd, its direct and indirect subsidiaries and business units (the Good Morning Investment Group Pty Ltd group of companies). To obtain more information on the Good Morning Investment Group Pty Ltd group of companies please refer to our website, www.gmig.co.za.
This Privacy Policy describes how we process the information we collect and/or receive from you.
We collect and receive information about you in the following ways:
3.1. Information you give us
Thisincludes any information that you provide to us directly:
3.1.1. When you sign-up to utilise our services;
3.1.2. By filling in forms on our websites, or those provided to you;
3.1.3. When you enter a competition, promotion or complete a survey;
3.1.4. By posting comments or content on our social media pages; or
3.1.5. When you contact us or we contact you and you provide information directly to us.
We collect and receive information about you in the following ways:
3.1. Information you give us
Thisincludes any information that you provide to us directly:
3.1.1. When you sign-up to utilise our services;
3.1.2. By filling in forms on our websites, or those provided to you;
3.1.3. When you enter a competition, promotion or complete a survey;
3.1.4. By posting comments or content on our social media pages; or
3.1.5. When you contact us or we contact you and you provide information directly to us.
When you register to use our services, you will be required to provide us with the following information, your –
3.2.1. Name and surname;
3.2.2. Contact number and email address;
3.2.3. Physical address and/or postal address
3.2.4. Identity or passport number;
3.2.5. Date of birth;
3.2.6. Bank details and other financial information; and
3.2.7. Employment details.
We collect information when you use websites or social media platforms by using cookies, web beacons and other technologies. Depending on how you access and use websites, we may receive:
3.3.1. Log information;
3.3.2. Information we infer about you based on your interaction with products and services;
3.3.3. Device information (for example the type of device you’re using, how you access platforms,
your browser or operating system and your Internet Protocol (“IP”) address); and / or
3.3.4. Location information.
3.4. Information from third-party sources
We may receive additional information about you that is publicly or commercially available and
combine it with the information we have collected or received about you in other ways, in
accordance with the Applicable Laws.
We use the information we collect and receive for the following general purposes to provide you with information, products orservices you request from us:
4.1 To provide you with information, products orservices you requested from us; 4.2 In order to refer you to an appropriate third-party service provider; 4.3 To communicate with you; 4.4 To provide you with support; and 4.5 To provide effective advertising (for example to provide you with news, special offers and general information about other goods, services and events which we offer, that are similar to those that you have already taken, hired or enquired about).
5.1 We undertake to never sell your personal information to third parties for their marketing purposes.
5.2 We may, however, share your personal information with:
5.2.1 Our affiliates, in other words, other companies in our group;
5.2.2 A limited number of our employees and the relevant third-party service providers (other than those we refer you to);
5.2.3 Our business partners;. we may share non-personally identifiable information with select business partners;
5.2.4 Other parties in response to legal processes or when necessary to conduct or protect our legal rights;
5.2.5 Companies that provide services to us; companies that provide services to us or act on our behalf may have access to information about you. These companies are limited in their ability to use information they receive in the course of providing services to us or you; and
5.2.6 Third-parties where you provide consent. In some cases, third-parties (often advertisers) may wish to attain information about you in order to promote their products to you, or for whatever other reason. We may share information with third parties where you provide consent in the form of an explicit opt-in. Before we ask you to opt-in, we will endeavour to provide you with a clear description of what data would be shared with the third-party. Remember that once you have opted in to allow us to send your information to the third-party, we cannot control what they do with your data; therefore, be sure to investigate their privacy policies before providing permission for us to share your information.
6.1 You have the rightto ask us notto contact you for marketing purposes. You can exercise this right at any time by using any of the various “opt-out” options that we will always provide to you when we communicate with you. We will notsend youmarketing messagesif you tell us not to but we willstill need to send you service-related messages.
6.2 Our websites use cookies; if you wish to reject our cookies, you can configure your browserto do so.
6.3 We want to make sure that any data we hold about you is up to date. So, if you think your personal information is inaccurate, you can ask us to correct or remove it.
We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy or to comply with our legal obligations, resolve disputes, and enforce our legal agreements and policies.
The security of your data is important to us. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. However, we do employ a number of safeguards intended to mitigate against the risk of unauthorized access or disclosure of your information. We will do our utmost best to protect your personal information and we will use up to date technology that will help us to achieve this. We will at all times comply with our obligation under Applicable Laws.
9.1 We are based in and operate from South Africa. Your information, including personal information, may be transferred to and maintained on serverslocated outside of your country of residence, where the data privacy laws, regulations and standards, may not be equivalent to the laws in your country of residence.
9.2 We might transfer your personal information to places outside of South Africa and store it there, where oursuppliers might processit. Ifthat happens, your personal information will only be transferred to and stored in a country that has equivalent, or better, data protection legislation than South Africa or with a service provider which is subject to an agreement requiring it to comply with data protection requirements equivalent or better than those applicable in South Africa.
9.3 Your use of our website, followed by your submission of information to us, represents your consent to such transfer.
9.4 We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.
Our website or social media platforms may contain links to and from websites, mobile applications or services of third parties, advertisers or affiliates.
Please note that we are not responsible for the privacy practices of such other parties and advise you to read the privacy statements of each website you visit which collects personal information.
We may update this Privacy Policy from time to time. Any changes that we may make to our Privacy Policy will be posted on our website and will be effective from the date of posting.
12.1 You may at any time request:
12.1.1 Confirmation that we hold your personal information;
12.1.2 Access to your personal information;
12.1.3 The identities or categories of third parties to whom we have disclosed your personal information; or
12.1.4 That we correct or delete any personal information that is incomplete, misleading, inaccurate, excessive or outdated.
12.2 Requests may be made in writing to popia@gmig.co.za
*Personal credit and risk profile dependent. Ts and Cs apply
Copyright © 2023 Good Morning Financial Services
A registered company in the Republic of South Africa 2015/082505/07- NCRCP15612. Compliant with the Consumer Protection Act No. 68 of 2008.